We specialize in financial and retirement planning for individuals and couples in Fuquay-Varina, NC
These are the questions most people contact us about
How much should (can) i spend in retirement and not run out of money?This is a fundamental question we help answer for virtually all pre and post retirees we work with. It's so important to have guidelines for how much discretionary money you can spend. Spend too much and you risk running out of money. Spend too little and you may be giving up on experiences you would truly enjoy.
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when should i (we) begin social security benefits?Social security benefits are often the only guaranteed income we have regardless of how long we live. This is an important factor when answering the question of how much you can spend in retirement. Getting this right can make a big difference.
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how should i use my retirement and savings accounts in retirement?You need income during retirement. Most people have retirement accounts such as 401k's or IRA's. And it's probable you have non-retirement accounts either as savings or individual / joint investment account. Add social security. Each has different tax implications. We help you plan for how to use these to create income during retirement.
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You may or may not want investment services. A number of people want to make their own investment choices. That's fine with us. But if you are not confident in investing and want help, we have that expertise and are happy to guide you.